Green Homes | Green Construction WV | The greenbrier | Organ Cave

Financing Programs

USDA Rural Housing Program

• 30 Year Fixed Rate

• 100% Financing with the option of including closing cost as well to make truly 0 out of pocket loan

• Interest rates comparable to conventional mortgage rates

• No pre-payment penalty to pay early

• No monthly MI (Mortgage Insurance)

• Family 1-4 Maximum Income of $73,600

• Family of 4+ Maximum Income of $97,150

• Flexible approval on credit scores down to a 620.

• Make sense underwriting (meaning they will go outside of guidelines if there are compensating factors)

• All of Greenbrier County is eligible per USDA eligibility.

FHA Fixed Rate Program

• 15 and 30 Year Fixed Rates

• 3.5% Down payment

• No income limits

• No pre-payment penalty

• Reduced monthly PMI as compared to conventional mortgage over 80% LTV

• Flexible approval on credit scores down to 620

To apply, contact Bill Sharp or Peg (804) 592-5886.

Plentura Funding

1100 Boulders Parkway

Richmond, Virginia 23225